How to Live in Italy and Pay Low Taxes

Taxes April 28, 2025

Introduction

Italy is famous for its stunning landscapes, rich history, and world-class cuisine — but it also holds hidden advantages for expats when it comes to taxes.
With the right residency and tax strategies, you can enjoy life in one of Europe's most iconic countries while keeping your tax bills under control.
Let’s explore how you can make the most of Italy’s tax-friendly opportunities.

 

How to Secure Residence in Italy

Italy offers several ways to become a resident, with the Golden Visa Program standing out for investors looking for a straightforward path.

Investment Options:

  • Invest €250,000 in an innovative Italian startup

  • Or invest €2 million in Italian government bonds

Requirements:

  • Proof of income from the previous financial year

  • Proof of suitable accommodation in Italy

  • Evidence of sufficient investment funds

  • A clean criminal record

The initial visa is valid for two years and can be renewed for another three. After five years, you can apply for permanent residency, and after ten years, you may become eligible for Italian citizenship.

 

Becoming an Italian Citizen

There are three main ways to acquire Italian citizenship:

Citizenship by Descent:
If you have Italian ancestors, you may qualify. You'll need to provide documents like birth, marriage, and death certificates tracing your lineage.

Citizenship by Marriage:
You can apply after two years of marriage while living in Italy — or three years if you live abroad.

Citizenship by Naturalization:
This requires ten years of legal residence (reduced to three years if you're married to an Italian citizen). You'll also need to demonstrate knowledge of the Italian language and culture.

Italy’s Flat Tax Regime

Italy has introduced a lump-sum flat tax regime specifically for newcomers — a powerful tool for those with global income streams.
 

How It Works:

  • Pay a flat €100,000 per year on non-Italian sourced income

  • Italian-sourced income remains taxed at standard rates

  • Additional family members can be included for €25,000 each

Eligibility:

  • You must not have been an Italian tax resident for 9 of the past 10 years

  • You must transfer your residency to Italy by July 2 of the following fiscal year

Application Process:

  • Submit a preliminary enquiry to Italian tax authorities

  • Apply for the appropriate visa

  • Move to Italy and complete the residency registration process

This regime is particularly attractive to high-net-worth individuals and entrepreneurs looking for global tax efficiency.

 

Italy’s Tax Regime for Resident Workers

Italy also offers significant tax incentives to workers relocating to the country, under the lavoratori impatriati program.

Key Features:

  • 70% of qualifying income is exempt from taxes if you live in Northern Italy

  • 90% exemption if you move to Southern Italy

Duration:
The benefit lasts for five years, with the possibility of an extension if you purchase a home in Italy or have dependent children.

Eligibility:

  • Must have lived outside Italy for at least two consecutive years

  • Must relocate to Italy for employment or entrepreneurial purposes

 

Potential Changes to Italy’s Low-Tax Regimes

Recent discussions suggest Italy may adjust the income tax exemptions for new residents — possibly moving from 70-90% exemptions to a flat 50%.
However, the flat lump-sum tax regime for global income remains unchanged for now.

 

Conclusion

Italy offers an incredible blend of lifestyle and financial opportunity for expats and investors.
Whether through the Golden Visa, the flat tax regime, or special incentives for resident workers, there are several pathways to lower your tax burden while living in one of the most beautiful countries in the world.

At Block3 Finance, we specialize in helping individuals navigate Italy’s tax structures and optimize their global financial strategies.

 

If you have any questions or require further assistance, our team at Block3 Finance can help you.

Please contact us by email at inquiry@block3finance.com or by phone at 1-877-804-1888 to schedule a FREE initial consultation appointment.

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