7 Tax-Friendly Countries with High Life Expectancy

Taxes May 01, 2025

Introduction

When choosing a country to live in, it’s not just about stunning landscapes or luxury amenities — it’s about quality of life, access to healthcare, and smart financial planning.
Fortunately, some countries offer the best of both worlds: high life expectancy and favorable tax environments, making them ideal for securing a healthy, wealthy future.

In this article, we explore seven countries where you can enjoy a longer life while preserving more of your wealth.

 

Why Prioritize High Life Expectancy and Tax Benefits?

Living longer often goes hand-in-hand with better healthcare, cleaner environments, and more stable economies. Pair that with tax advantages, and you create the ideal conditions to grow your wealth while enjoying a better lifestyle.

Key reasons to consider these destinations:

  • Access to world-class healthcare and safe living environments

  • Favorable tax rates on income, investments, and assets

  • Entry into global investment and business networks

  • Economic and political stability for long-term security

 

7 Countries with High Life Expectancy and Tax-Friendly Policies

1. Hong Kong

  • Life Expectancy: Women – 84 years, Men – 82 years

  • Tax Benefits: No capital gains tax, low corporate tax rates, and a simple personal tax structure.
    Hong Kong remains a major global financial hub with excellent healthcare and vibrant international business opportunities, despite recent political shifts.

2. Singapore

  • Life Expectancy: Women – 86 years, Men – 82 years

  • Tax Benefits: Low personal income taxes (maxing at 22%), no capital gains tax, and strong incentives for investors.
    Singapore offers clean streets, efficient governance, and a reputation as one of Asia’s safest, most stable countries for both living and doing business.

3. Switzerland

  • Life Expectancy: Women – 85 years, Men – 82 years

  • Tax Benefits: Lump-sum taxation options for wealthy individuals and competitive cantonal corporate rates.
    Switzerland pairs financial security with an impeccable healthcare system, offering a peaceful, high-standard life.

4. Malta

  • Life Expectancy: Women – 84 years, Men – 81 years

  • Tax Benefits: Non-domiciled residents are taxed only on local income; multiple incentives for investors and retirees.
    Malta provides Mediterranean charm with strong financial frameworks, making it attractive for those seeking lifestyle and tax advantages.

5. Ireland

  • Life Expectancy: Women – 84 years, Men – 80 years

  • Tax Benefits: 12.5% corporate tax, targeted incentives for foreign entrepreneurs, and favorable schemes for skilled workers.
    Ireland’s dynamic economy and European Union access make it a powerful base for business-minded expats.

6. Portugal

  • Life Expectancy: Women – 84 years, Men – 78 years

  • Tax Benefits: The Non-Habitual Resident (NHR) program offers reduced taxes for 10 years; no wealth or inheritance taxes.
    Portugal combines a sunny climate, a relaxed lifestyle, and one of the most attractive tax deals for newcomers in Europe.

7. Andorra

  • Life Expectancy: 83 years (overall)

  • Tax Benefits: Income tax capped at 10%, with no wealth, inheritance, or capital gains taxes.
    Located between France and Spain, Andorra is a private, safe, and tax-efficient haven for individuals and families looking for low-intervention governance.

 

Key Considerations Before Moving

Before relocating, it’s crucial to plan carefully around these factors:

  • Residency and Citizenship Requirements: Understand visa options and application processes.

  • Healthcare Access: Research local hospitals and medical facilities.

  • Tax Compliance: Know how local tax laws will apply to your assets and income.

  • Cultural Fit: Ensure the country’s lifestyle and values align with your personal goals.

  • Long-Term Investment Prospects: Evaluate the economy’s strength and stability for future growth.

 

Conclusion

Finding a place that offers both a longer, healthier life and favorable tax benefits is possible with the right planning. Countries like Hong Kong, Singapore, and Switzerland cater to high-net-worth individuals, while Portugal and Malta present compelling options for retirees and entrepreneurs alike.

At Block3 Finance, we help individuals and families navigate international relocation and global wealth strategies. Whether you're moving for lifestyle improvements, tax optimization, or both, our team is ready to guide you through every step of the process.

 

If you have any questions or require further assistance, our team at Block3 Finance can help you.

Please contact us by email at inquiry@block3finance.com or by phone at 1-877-804-1888 to schedule a FREE initial consultation appointment.

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